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We aim to be your long-term partner.

Credit Card & Loan Rates

Pre-qualifying is pre-tty easy!

Find your best loan rate without affecting your credit.

See your personalized offers for a car loan, personal loan, or even a credit card in minutes! Plus, getting to know your buying power pays off by saving you money in the long run. Don’t wait!

Get my rate

Monthly Sweepstakes

Could you be our Credit Score Member of the Month?

Increasing your score by 5 or more points could lead to better offers, lower rates, and a chance to win $1,000* towards paying down your BayPort debt!

How to win

Love your home 100% with a 3.99% APR* promotional rate!

Most financial institutions cap your borrowing at 80% of your home’s equity—but not BayPort! We let you borrow up to 100%, giving you full access to your home’s value when you need it.

Apply now

Use promo code EQUITY

*Certain restrictions and terms may apply. Interest rates are subject to change without notice. The promotional rate of 3.99% is good for 9 months once an advance has been made during the promotional period of April 1 – June 30, 2025. As of March 31, 2025, rates following the promotion period are 6.49–11.04% based on creditworthiness. Call or check our website for updated rates.

What's new at BayPort?

Well, isn't that nice to hear!

Rooted in exceptional service.

I have been a customer of BayPort for over 55 years. Like many companies have done, the folks at BayPort have never forgotten their roots. They continue to offer exceptional customer service and well-designed modern banking apps making banking and borrowing easy. Highly recommend the professionals at BayPort.

NICK D.
GOOGLE MY BUSINESS REVIEW

Helping members achieve goals.

It’s evident that they [your tellers] are not only skilled at their job but also genuinely passionate about helping customers achieve their financial goals. Their exemplary customer service has left a lasting impression on me…. They are a true asset to your team and a shining example of the high standards of service your bank provides.

WILL H.
GOOGLE MY BUSINESS REVIEW

Illustration of two people celebrating with a $2,000 check

The BayPort Foundation

$100,000 in college and trade school scholarships.

The BayPort Foundation offers 12 different scholarships to 36 high school seniors, college students, and full-time working adults planning to attend a university, college, trade, or vocational school. The application deadline is March 31st.

More about the Foundation

Be happy, healthy, and financially wise for life.

We aim to be your long-term partner.

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